LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,537
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,424
−HK$902/mo
Today · 4.125%
HK$30,326
baseline
▲ 0.50% · 4.625%
HK$32,172
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,652/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,747
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,598
−HK$864/mo
Today · 4.125%
HK$33,462
baseline
▲ 0.50% · 4.625%
HK$35,226
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,924/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,244
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,309
−HK$1,083/mo
Today · 4.125%
HK$36,392
baseline
▲ 0.50% · 4.625%
HK$38,606
+HK$2,214/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,784/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,096
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,118
−HK$1,036/mo
Today · 4.125%
HK$40,154
baseline
▲ 0.50% · 4.625%
HK$42,271
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,308/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,951
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,194
−HK$1,263/mo
Today · 4.125%
HK$42,457
baseline
▲ 0.50% · 4.625%
HK$45,040
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,914/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,446
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,638
−HK$1,209/mo
Today · 4.125%
HK$46,847
baseline
▲ 0.50% · 4.625%
HK$49,316
+HK$2,469/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,694/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,366
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,964
−HK$1,623/mo
Today · 4.125%
HK$54,587
baseline
▲ 0.50% · 4.625%
HK$57,909
+HK$3,322/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,174/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,144
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,677
−HK$1,555/mo
Today · 4.125%
HK$60,232
baseline
▲ 0.50% · 4.625%
HK$63,407
+HK$3,175/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,464/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,303 · Scale 2, in force from 26 Feb 2026)