LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,538
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,425
−HK$902/mo
Today · 4.125%
HK$30,327
baseline
▲ 0.50% · 4.625%
HK$32,172
+HK$1,845/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,654/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,748
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,599
−HK$864/mo
Today · 4.125%
HK$33,463
baseline
▲ 0.50% · 4.625%
HK$35,227
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,926/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,245
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,310
−HK$1,082/mo
Today · 4.125%
HK$36,392
baseline
▲ 0.50% · 4.625%
HK$38,607
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,784/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,097
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,119
−HK$1,037/mo
Today · 4.125%
HK$40,156
baseline
▲ 0.50% · 4.625%
HK$42,272
+HK$2,116/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,312/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,953
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,195
−HK$1,263/mo
Today · 4.125%
HK$42,458
baseline
▲ 0.50% · 4.625%
HK$45,041
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,916/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,447
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,639
−HK$1,209/mo
Today · 4.125%
HK$46,848
baseline
▲ 0.50% · 4.625%
HK$49,318
+HK$2,470/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,696/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,368
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,965
−HK$1,624/mo
Today · 4.125%
HK$54,589
baseline
▲ 0.50% · 4.625%
HK$57,910
+HK$3,321/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,178/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,146
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,678
−HK$1,555/mo
Today · 4.125%
HK$60,233
baseline
▲ 0.50% · 4.625%
HK$63,408
+HK$3,175/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,466/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,315 · Scale 2, in force from 26 Feb 2026)