LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,538
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,426
−HK$901/mo
Today · 4.125%
HK$30,327
baseline
▲ 0.50% · 4.625%
HK$32,173
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,654/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,748
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,600
−HK$863/mo
Today · 4.125%
HK$33,463
baseline
▲ 0.50% · 4.625%
HK$35,227
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,926/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,245
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,311
−HK$1,082/mo
Today · 4.125%
HK$36,393
baseline
▲ 0.50% · 4.625%
HK$38,607
+HK$2,214/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,786/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,098
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,120
−HK$1,036/mo
Today · 4.125%
HK$40,156
baseline
▲ 0.50% · 4.625%
HK$42,273
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,312/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,953
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,196
−HK$1,262/mo
Today · 4.125%
HK$42,458
baseline
▲ 0.50% · 4.625%
HK$45,042
+HK$2,584/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,916/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,447
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,639
−HK$1,210/mo
Today · 4.125%
HK$46,849
baseline
▲ 0.50% · 4.625%
HK$49,318
+HK$2,469/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,698/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,368
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,966
−HK$1,623/mo
Today · 4.125%
HK$54,589
baseline
▲ 0.50% · 4.625%
HK$57,911
+HK$3,322/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,178/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,147
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,679
−HK$1,555/mo
Today · 4.125%
HK$60,234
baseline
▲ 0.50% · 4.625%
HK$63,409
+HK$3,175/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,468/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,321 · Scale 2, in force from 26 Feb 2026)