LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,539
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,427
−HK$901/mo
Today · 4.125%
HK$30,328
baseline
▲ 0.50% · 4.625%
HK$32,174
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,656/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,749
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,601
−HK$864/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,228
+HK$1,763/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,247
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$1,082/mo
Today · 4.125%
HK$36,394
baseline
▲ 0.50% · 4.625%
HK$38,609
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,788/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,099
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,121
−HK$1,036/mo
Today · 4.125%
HK$40,157
baseline
▲ 0.50% · 4.625%
HK$42,274
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,314/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,954
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,197
−HK$1,263/mo
Today · 4.125%
HK$42,460
baseline
▲ 0.50% · 4.625%
HK$45,043
+HK$2,583/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,920/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,449
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,641
−HK$1,209/mo
Today · 4.125%
HK$46,850
baseline
▲ 0.50% · 4.625%
HK$49,320
+HK$2,470/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,700/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,370
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,968
−HK$1,623/mo
Today · 4.125%
HK$54,591
baseline
▲ 0.50% · 4.625%
HK$57,913
+HK$3,322/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,182/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,149
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,681
−HK$1,555/mo
Today · 4.125%
HK$60,236
baseline
▲ 0.50% · 4.625%
HK$63,411
+HK$3,175/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,472/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,337 · Scale 2, in force from 26 Feb 2026)