LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,539
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,427
−HK$902/mo
Today · 4.125%
HK$30,329
baseline
▲ 0.50% · 4.625%
HK$32,174
+HK$1,845/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,658/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,750
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,601
−HK$864/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,229
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,247
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$1,083/mo
Today · 4.125%
HK$36,395
baseline
▲ 0.50% · 4.625%
HK$38,609
+HK$2,214/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,790/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,100
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,121
−HK$1,037/mo
Today · 4.125%
HK$40,158
baseline
▲ 0.50% · 4.625%
HK$42,275
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,316/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,955
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,198
−HK$1,262/mo
Today · 4.125%
HK$42,460
baseline
▲ 0.50% · 4.625%
HK$45,044
+HK$2,584/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$84,920/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,449
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,642
−HK$1,209/mo
Today · 4.125%
HK$46,851
baseline
▲ 0.50% · 4.625%
HK$49,320
+HK$2,469/mo
Deposit HK$3.75M · loan HK$8.76M · min. income ≈ HK$93,702/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,371
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,969
−HK$1,623/mo
Today · 4.125%
HK$54,592
baseline
▲ 0.50% · 4.625%
HK$57,914
+HK$3,322/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$109,184/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,149
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,682
−HK$1,555/mo
Today · 4.125%
HK$60,237
baseline
▲ 0.50% · 4.625%
HK$63,412
+HK$3,175/mo
Deposit HK$1.25M · loan HK$11.26M · min. income ≈ HK$120,474/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,343 · Scale 2, in force from 26 Feb 2026)