LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,541
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,429
−HK$902/mo
Today · 4.125%
HK$30,331
baseline
▲ 0.50% · 4.625%
HK$32,177
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,662/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,752
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,604
−HK$863/mo
Today · 4.125%
HK$33,467
baseline
▲ 0.50% · 4.625%
HK$35,232
+HK$1,765/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,934/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,250
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,315
−HK$1,082/mo
Today · 4.125%
HK$36,397
baseline
▲ 0.50% · 4.625%
HK$38,612
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,794/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,102
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,124
−HK$1,037/mo
Today · 4.125%
HK$40,161
baseline
▲ 0.50% · 4.625%
HK$42,278
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,322/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,958
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,201
−HK$1,263/mo
Today · 4.125%
HK$42,464
baseline
▲ 0.50% · 4.625%
HK$45,047
+HK$2,583/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$84,928/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,453
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,645
−HK$1,209/mo
Today · 4.125%
HK$46,854
baseline
▲ 0.50% · 4.625%
HK$49,324
+HK$2,470/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$93,708/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,375
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,973
−HK$1,623/mo
Today · 4.125%
HK$54,596
baseline
▲ 0.50% · 4.625%
HK$57,918
+HK$3,322/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,192/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,154
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,686
−HK$1,555/mo
Today · 4.125%
HK$60,241
baseline
▲ 0.50% · 4.625%
HK$63,417
+HK$3,176/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,482/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,379 · Scale 2, in force from 26 Feb 2026)