LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,542
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,430
−HK$902/mo
Today · 4.125%
HK$30,332
baseline
▲ 0.50% · 4.625%
HK$32,178
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,664/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,753
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,605
−HK$863/mo
Today · 4.125%
HK$33,468
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$1,765/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,936/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,251
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$35,316
−HK$1,082/mo
Today · 4.125%
HK$36,398
baseline
▲ 0.50% · 4.625%
HK$38,613
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,796/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,103
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,125
−HK$1,037/mo
Today · 4.125%
HK$40,162
baseline
▲ 0.50% · 4.625%
HK$42,279
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,324/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,959
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,202
−HK$1,263/mo
Today · 4.125%
HK$42,465
baseline
▲ 0.50% · 4.625%
HK$45,049
+HK$2,584/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$84,930/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,454
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,646
−HK$1,210/mo
Today · 4.125%
HK$46,856
baseline
▲ 0.50% · 4.625%
HK$49,326
+HK$2,470/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$93,712/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,376
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,974
−HK$1,624/mo
Today · 4.125%
HK$54,598
baseline
▲ 0.50% · 4.625%
HK$57,920
+HK$3,322/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,196/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,155
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,688
−HK$1,555/mo
Today · 4.125%
HK$60,243
baseline
▲ 0.50% · 4.625%
HK$63,419
+HK$3,176/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,486/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,392 · Scale 2, in force from 26 Feb 2026)