LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,543
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,430
−HK$902/mo
Today · 4.125%
HK$30,332
baseline
▲ 0.50% · 4.625%
HK$32,178
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,664/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,753
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,605
−HK$864/mo
Today · 4.125%
HK$33,469
baseline
▲ 0.50% · 4.625%
HK$35,233
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,938/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,251
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,316
−HK$1,083/mo
Today · 4.125%
HK$36,399
baseline
▲ 0.50% · 4.625%
HK$38,614
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,798/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,104
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,126
−HK$1,037/mo
Today · 4.125%
HK$40,163
baseline
▲ 0.50% · 4.625%
HK$42,280
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,326/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,960
−HK$2,505/mo
▼ 0.25% · 3.875%
HK$41,203
−HK$1,262/mo
Today · 4.125%
HK$42,465
baseline
▲ 0.50% · 4.625%
HK$45,049
+HK$2,584/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$84,930/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,455
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,647
−HK$1,209/mo
Today · 4.125%
HK$46,856
baseline
▲ 0.50% · 4.625%
HK$49,326
+HK$2,470/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$93,712/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,377
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,975
−HK$1,623/mo
Today · 4.125%
HK$54,598
baseline
▲ 0.50% · 4.625%
HK$57,921
+HK$3,323/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,196/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,156
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,689
−HK$1,555/mo
Today · 4.125%
HK$60,244
baseline
▲ 0.50% · 4.625%
HK$63,419
+HK$3,175/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,488/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,398 · Scale 2, in force from 26 Feb 2026)