LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,544
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,432
−HK$902/mo
Today · 4.125%
HK$30,334
baseline
▲ 0.50% · 4.625%
HK$32,179
+HK$1,845/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,668/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,755
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,606
−HK$864/mo
Today · 4.125%
HK$33,470
baseline
▲ 0.50% · 4.625%
HK$35,234
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,940/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,252
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,318
−HK$1,082/mo
Today · 4.125%
HK$36,400
baseline
▲ 0.50% · 4.625%
HK$38,615
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,800/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,105
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,127
−HK$1,037/mo
Today · 4.125%
HK$40,164
baseline
▲ 0.50% · 4.625%
HK$42,281
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,328/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,961
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,204
−HK$1,263/mo
Today · 4.125%
HK$42,467
baseline
▲ 0.50% · 4.625%
HK$45,051
+HK$2,584/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$84,934/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,456
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,649
−HK$1,209/mo
Today · 4.125%
HK$46,858
baseline
▲ 0.50% · 4.625%
HK$49,328
+HK$2,470/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$93,716/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,379
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,977
−HK$1,624/mo
Today · 4.125%
HK$54,601
baseline
▲ 0.50% · 4.625%
HK$57,923
+HK$3,322/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,202/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,158
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,691
−HK$1,555/mo
Today · 4.125%
HK$60,246
baseline
▲ 0.50% · 4.625%
HK$63,422
+HK$3,176/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,492/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,416 · Scale 2, in force from 26 Feb 2026)