LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,544
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,432
−HK$902/mo
Today · 4.125%
HK$30,334
baseline
▲ 0.50% · 4.625%
HK$32,180
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,668/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,755
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,607
−HK$864/mo
Today · 4.125%
HK$33,471
baseline
▲ 0.50% · 4.625%
HK$35,235
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,942/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,253
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,318
−HK$1,083/mo
Today · 4.125%
HK$36,401
baseline
▲ 0.50% · 4.625%
HK$38,616
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,802/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,106
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,128
−HK$1,037/mo
Today · 4.125%
HK$40,165
baseline
▲ 0.50% · 4.625%
HK$42,282
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,330/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,962
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,205
−HK$1,263/mo
Today · 4.125%
HK$42,468
baseline
▲ 0.50% · 4.625%
HK$45,052
+HK$2,584/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$84,936/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,457
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,649
−HK$1,210/mo
Today · 4.125%
HK$46,859
baseline
▲ 0.50% · 4.625%
HK$49,329
+HK$2,470/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$93,718/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,379
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,977
−HK$1,624/mo
Today · 4.125%
HK$54,601
baseline
▲ 0.50% · 4.625%
HK$57,924
+HK$3,323/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,202/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,159
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,692
−HK$1,555/mo
Today · 4.125%
HK$60,247
baseline
▲ 0.50% · 4.625%
HK$63,423
+HK$3,176/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,494/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,422 · Scale 2, in force from 26 Feb 2026)