LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,545
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,433
−HK$902/mo
Today · 4.125%
HK$30,335
baseline
▲ 0.50% · 4.625%
HK$32,180
+HK$1,845/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,670/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,756
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,607
−HK$864/mo
Today · 4.125%
HK$33,471
baseline
▲ 0.50% · 4.625%
HK$35,236
+HK$1,765/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,942/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,254
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,319
−HK$1,083/mo
Today · 4.125%
HK$36,402
baseline
▲ 0.50% · 4.625%
HK$38,617
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,804/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,107
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,129
−HK$1,037/mo
Today · 4.125%
HK$40,166
baseline
▲ 0.50% · 4.625%
HK$42,283
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,332/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,963
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,206
−HK$1,263/mo
Today · 4.125%
HK$42,469
baseline
▲ 0.50% · 4.625%
HK$45,053
+HK$2,584/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$84,938/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,458
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,650
−HK$1,210/mo
Today · 4.125%
HK$46,860
baseline
▲ 0.50% · 4.625%
HK$49,330
+HK$2,470/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$93,720/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$469,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,380
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,979
−HK$1,623/mo
Today · 4.125%
HK$54,602
baseline
▲ 0.50% · 4.625%
HK$57,925
+HK$3,323/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,204/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,160
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,693
−HK$1,555/mo
Today · 4.125%
HK$60,248
baseline
▲ 0.50% · 4.625%
HK$63,424
+HK$3,176/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,496/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,433 · Scale 2, in force from 26 Feb 2026)