LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,549
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,437
−HK$903/mo
Today · 4.125%
HK$30,340
baseline
▲ 0.50% · 4.625%
HK$32,186
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,680/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,761
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,613
−HK$864/mo
Today · 4.125%
HK$33,477
baseline
▲ 0.50% · 4.625%
HK$35,241
+HK$1,764/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,954/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,259
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,325
−HK$1,082/mo
Today · 4.125%
HK$36,407
baseline
▲ 0.50% · 4.625%
HK$38,623
+HK$2,216/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,814/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,113
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,135
−HK$1,037/mo
Today · 4.125%
HK$40,172
baseline
▲ 0.50% · 4.625%
HK$42,290
+HK$2,118/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,344/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,969
−HK$2,506/mo
▼ 0.25% · 3.875%
HK$41,212
−HK$1,263/mo
Today · 4.125%
HK$42,475
baseline
▲ 0.50% · 4.625%
HK$45,060
+HK$2,585/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$84,950/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,465
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$45,658
−HK$1,209/mo
Today · 4.125%
HK$46,867
baseline
▲ 0.50% · 4.625%
HK$49,338
+HK$2,471/mo
Deposit HK$3.76M · loan HK$8.76M · min. income ≈ HK$93,734/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,389
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,987
−HK$1,624/mo
Today · 4.125%
HK$54,611
baseline
▲ 0.50% · 4.625%
HK$57,934
+HK$3,323/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,222/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,169
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,703
−HK$1,555/mo
Today · 4.125%
HK$60,258
baseline
▲ 0.50% · 4.625%
HK$63,434
+HK$3,176/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,516/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,508 · Scale 2, in force from 26 Feb 2026)