LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,552
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,441
−HK$902/mo
Today · 4.125%
HK$30,343
baseline
▲ 0.50% · 4.625%
HK$32,189
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,686/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,764
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,616
−HK$864/mo
Today · 4.125%
HK$33,480
baseline
▲ 0.50% · 4.625%
HK$35,245
+HK$1,765/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,960/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,263
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,329
−HK$1,083/mo
Today · 4.125%
HK$36,412
baseline
▲ 0.50% · 4.625%
HK$38,627
+HK$2,215/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,824/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,117
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,139
−HK$1,038/mo
Today · 4.125%
HK$40,177
baseline
▲ 0.50% · 4.625%
HK$42,294
+HK$2,117/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,354/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,973
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,217
−HK$1,263/mo
Today · 4.125%
HK$42,480
baseline
▲ 0.50% · 4.625%
HK$45,065
+HK$2,585/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$84,960/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,470
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,663
−HK$1,210/mo
Today · 4.125%
HK$46,873
baseline
▲ 0.50% · 4.625%
HK$49,343
+HK$2,470/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,746/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,394
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$52,993
−HK$1,624/mo
Today · 4.125%
HK$54,617
baseline
▲ 0.50% · 4.625%
HK$57,941
+HK$3,324/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,234/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,176
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,709
−HK$1,556/mo
Today · 4.125%
HK$60,265
baseline
▲ 0.50% · 4.625%
HK$63,441
+HK$3,176/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,530/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,561 · Scale 2, in force from 26 Feb 2026)