LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,557
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,445
−HK$902/mo
Today · 4.125%
HK$30,347
baseline
▲ 0.50% · 4.625%
HK$32,194
+HK$1,847/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,694/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,769
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,621
−HK$864/mo
Today · 4.125%
HK$33,485
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$1,765/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,970/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,268
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,334
−HK$1,083/mo
Today · 4.125%
HK$36,417
baseline
▲ 0.50% · 4.625%
HK$38,633
+HK$2,216/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,834/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,123
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,145
−HK$1,038/mo
Today · 4.125%
HK$40,183
baseline
▲ 0.50% · 4.625%
HK$42,301
+HK$2,118/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,366/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,979
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,223
−HK$1,263/mo
Today · 4.125%
HK$42,486
baseline
▲ 0.50% · 4.625%
HK$45,072
+HK$2,586/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$84,972/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,477
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,210/mo
Today · 4.125%
HK$46,880
baseline
▲ 0.50% · 4.625%
HK$49,351
+HK$2,471/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,760/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,402
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$53,001
−HK$1,624/mo
Today · 4.125%
HK$54,625
baseline
▲ 0.50% · 4.625%
HK$57,949
+HK$3,324/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,250/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,184
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,718
−HK$1,556/mo
Today · 4.125%
HK$60,274
baseline
▲ 0.50% · 4.625%
HK$63,451
+HK$3,177/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,548/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,630 · Scale 2, in force from 26 Feb 2026)