LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,558
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$903/mo
Today · 4.125%
HK$30,349
baseline
▲ 0.50% · 4.625%
HK$32,195
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,698/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,770
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,622
−HK$865/mo
Today · 4.125%
HK$33,487
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$1,765/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,974/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,269
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,335
−HK$1,083/mo
Today · 4.125%
HK$36,418
baseline
▲ 0.50% · 4.625%
HK$38,634
+HK$2,216/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,836/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,124
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,147
−HK$1,037/mo
Today · 4.125%
HK$40,184
baseline
▲ 0.50% · 4.625%
HK$42,302
+HK$2,118/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,368/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,981
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,225
−HK$1,263/mo
Today · 4.125%
HK$42,488
baseline
▲ 0.50% · 4.625%
HK$45,074
+HK$2,586/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$84,976/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,479
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,671
−HK$1,211/mo
Today · 4.125%
HK$46,882
baseline
▲ 0.50% · 4.625%
HK$49,353
+HK$2,471/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,764/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,404
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,003
−HK$1,625/mo
Today · 4.125%
HK$54,628
baseline
▲ 0.50% · 4.625%
HK$57,952
+HK$3,324/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,256/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,187
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,720
−HK$1,556/mo
Today · 4.125%
HK$60,276
baseline
▲ 0.50% · 4.625%
HK$63,454
+HK$3,178/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,552/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,650 · Scale 2, in force from 26 Feb 2026)