LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,560
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,448
−HK$903/mo
Today · 4.125%
HK$30,351
baseline
▲ 0.50% · 4.625%
HK$32,197
+HK$1,846/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,702/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,772
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$865/mo
Today · 4.125%
HK$33,489
baseline
▲ 0.50% · 4.625%
HK$35,254
+HK$1,765/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,978/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,272
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,338
−HK$1,083/mo
Today · 4.125%
HK$36,421
baseline
▲ 0.50% · 4.625%
HK$38,637
+HK$2,216/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$72,842/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,127
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,149
−HK$1,038/mo
Today · 4.125%
HK$40,187
baseline
▲ 0.50% · 4.625%
HK$42,305
+HK$2,118/mo
Deposit HK$5.01M · loan HK$7.51M · min. income ≈ HK$80,374/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,983
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,227
−HK$1,264/mo
Today · 4.125%
HK$42,491
baseline
▲ 0.50% · 4.625%
HK$45,076
+HK$2,585/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$84,982/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,481
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,674
−HK$1,210/mo
Today · 4.125%
HK$46,884
baseline
▲ 0.50% · 4.625%
HK$49,356
+HK$2,472/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,768/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,407
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,006
−HK$1,625/mo
Today · 4.125%
HK$54,631
baseline
▲ 0.50% · 4.625%
HK$57,955
+HK$3,324/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,262/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,190
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,724
−HK$1,556/mo
Today · 4.125%
HK$60,280
baseline
▲ 0.50% · 4.625%
HK$63,457
+HK$3,177/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,560/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,678 · Scale 2, in force from 26 Feb 2026)