LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,565
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,453
−HK$903/mo
Today · 4.125%
HK$30,356
baseline
▲ 0.50% · 4.625%
HK$32,203
+HK$1,847/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,712/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,778
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,630
−HK$865/mo
Today · 4.125%
HK$33,495
baseline
▲ 0.50% · 4.625%
HK$35,261
+HK$1,766/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,990/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,278
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,344
−HK$1,083/mo
Today · 4.125%
HK$36,427
baseline
▲ 0.50% · 4.625%
HK$38,644
+HK$2,217/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,854/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,134
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,157
−HK$1,037/mo
Today · 4.125%
HK$40,194
baseline
▲ 0.50% · 4.625%
HK$42,313
+HK$2,119/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,388/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,991
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,235
−HK$1,264/mo
Today · 4.125%
HK$42,499
baseline
▲ 0.50% · 4.625%
HK$45,085
+HK$2,586/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$84,998/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,489
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,683
−HK$1,210/mo
Today · 4.125%
HK$46,893
baseline
▲ 0.50% · 4.625%
HK$49,365
+HK$2,472/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,786/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,417
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,016
−HK$1,625/mo
Today · 4.125%
HK$54,641
baseline
▲ 0.50% · 4.625%
HK$57,966
+HK$3,325/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,282/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,201
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,735
−HK$1,556/mo
Today · 4.125%
HK$60,291
baseline
▲ 0.50% · 4.625%
HK$63,469
+HK$3,178/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,582/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,765 · Scale 2, in force from 26 Feb 2026)