LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,566
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,455
−HK$903/mo
Today · 4.125%
HK$30,358
baseline
▲ 0.50% · 4.625%
HK$32,205
+HK$1,847/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,716/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,780
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,632
−HK$865/mo
Today · 4.125%
HK$33,497
baseline
▲ 0.50% · 4.625%
HK$35,263
+HK$1,766/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,994/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,280
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,346
−HK$1,083/mo
Today · 4.125%
HK$36,429
baseline
▲ 0.50% · 4.625%
HK$38,646
+HK$2,217/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,858/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,136
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,159
−HK$1,037/mo
Today · 4.125%
HK$40,196
baseline
▲ 0.50% · 4.625%
HK$42,315
+HK$2,119/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,392/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,993
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,237
−HK$1,264/mo
Today · 4.125%
HK$42,501
baseline
▲ 0.50% · 4.625%
HK$45,087
+HK$2,586/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,002/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,492
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,685
−HK$1,211/mo
Today · 4.125%
HK$46,896
baseline
▲ 0.50% · 4.625%
HK$49,368
+HK$2,472/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,792/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,420
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,019
−HK$1,625/mo
Today · 4.125%
HK$54,644
baseline
▲ 0.50% · 4.625%
HK$57,969
+HK$3,325/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$109,288/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,204
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,738
−HK$1,556/mo
Today · 4.125%
HK$60,294
baseline
▲ 0.50% · 4.625%
HK$63,473
+HK$3,179/mo
Deposit HK$1.25M · loan HK$11.27M · min. income ≈ HK$120,588/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,791 · Scale 2, in force from 26 Feb 2026)