LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,568
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,456
−HK$903/mo
Today · 4.125%
HK$30,359
baseline
▲ 0.50% · 4.625%
HK$32,206
+HK$1,847/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,718/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,781
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,633
−HK$865/mo
Today · 4.125%
HK$33,498
baseline
▲ 0.50% · 4.625%
HK$35,264
+HK$1,766/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,996/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,281
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,347
−HK$1,084/mo
Today · 4.125%
HK$36,431
baseline
▲ 0.50% · 4.625%
HK$38,647
+HK$2,216/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,862/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,137
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,160
−HK$1,038/mo
Today · 4.125%
HK$40,198
baseline
▲ 0.50% · 4.625%
HK$42,317
+HK$2,119/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,396/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,995
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,239
−HK$1,264/mo
Today · 4.125%
HK$42,503
baseline
▲ 0.50% · 4.625%
HK$45,089
+HK$2,586/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,006/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,493
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,687
−HK$1,210/mo
Today · 4.125%
HK$46,897
baseline
▲ 0.50% · 4.625%
HK$49,369
+HK$2,472/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,794/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,422
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,021
−HK$1,625/mo
Today · 4.125%
HK$54,646
baseline
▲ 0.50% · 4.625%
HK$57,971
+HK$3,325/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,292/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,206
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,740
−HK$1,557/mo
Today · 4.125%
HK$60,297
baseline
▲ 0.50% · 4.625%
HK$63,475
+HK$3,178/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,594/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,808 · Scale 2, in force from 26 Feb 2026)