LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,568
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,457
−HK$903/mo
Today · 4.125%
HK$30,360
baseline
▲ 0.50% · 4.625%
HK$32,207
+HK$1,847/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$60,720/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,782
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,635
−HK$864/mo
Today · 4.125%
HK$33,499
baseline
▲ 0.50% · 4.625%
HK$35,265
+HK$1,766/mo
Deposit HK$6.26M · loan HK$6.26M · min. income ≈ HK$66,998/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$469,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,282
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,349
−HK$1,083/mo
Today · 4.125%
HK$36,432
baseline
▲ 0.50% · 4.625%
HK$38,649
+HK$2,217/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,864/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,139
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,161
−HK$1,038/mo
Today · 4.125%
HK$40,199
baseline
▲ 0.50% · 4.625%
HK$42,318
+HK$2,119/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,398/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,996
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,240
−HK$1,264/mo
Today · 4.125%
HK$42,504
baseline
▲ 0.50% · 4.625%
HK$45,090
+HK$2,586/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,008/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,495
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,688
−HK$1,211/mo
Today · 4.125%
HK$46,899
baseline
▲ 0.50% · 4.625%
HK$49,371
+HK$2,472/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,798/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,423
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,023
−HK$1,625/mo
Today · 4.125%
HK$54,648
baseline
▲ 0.50% · 4.625%
HK$57,973
+HK$3,325/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,296/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,208
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,742
−HK$1,557/mo
Today · 4.125%
HK$60,299
baseline
▲ 0.50% · 4.625%
HK$63,477
+HK$3,178/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,598/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,824 · Scale 2, in force from 26 Feb 2026)