LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,573
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,462
−HK$903/mo
Today · 4.125%
HK$30,365
baseline
▲ 0.50% · 4.625%
HK$32,212
+HK$1,847/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,730/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$469,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,787
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,640
−HK$865/mo
Today · 4.125%
HK$33,505
baseline
▲ 0.50% · 4.625%
HK$35,271
+HK$1,766/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,010/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$469,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,288
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,354
−HK$1,084/mo
Today · 4.125%
HK$36,438
baseline
▲ 0.50% · 4.625%
HK$38,655
+HK$2,217/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,876/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,145
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,168
−HK$1,037/mo
Today · 4.125%
HK$40,205
baseline
▲ 0.50% · 4.625%
HK$42,325
+HK$2,120/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,410/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,002
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,246
−HK$1,265/mo
Today · 4.125%
HK$42,511
baseline
▲ 0.50% · 4.625%
HK$45,097
+HK$2,586/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,022/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,502
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,696
−HK$1,210/mo
Today · 4.125%
HK$46,906
baseline
▲ 0.50% · 4.625%
HK$49,379
+HK$2,473/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,812/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,431
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,031
−HK$1,626/mo
Today · 4.125%
HK$54,657
baseline
▲ 0.50% · 4.625%
HK$57,982
+HK$3,325/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,314/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,217
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,751
−HK$1,557/mo
Today · 4.125%
HK$60,308
baseline
▲ 0.50% · 4.625%
HK$63,487
+HK$3,179/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,616/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,898 · Scale 2, in force from 26 Feb 2026)