LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,577
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,465
−HK$904/mo
Today · 4.125%
HK$30,369
baseline
▲ 0.50% · 4.625%
HK$32,216
+HK$1,847/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,738/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$469,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,791
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,644
−HK$865/mo
Today · 4.125%
HK$33,509
baseline
▲ 0.50% · 4.625%
HK$35,275
+HK$1,766/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,018/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$469,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,292
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,359
−HK$1,083/mo
Today · 4.125%
HK$36,442
baseline
▲ 0.50% · 4.625%
HK$38,660
+HK$2,218/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,884/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,149
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,172
−HK$1,038/mo
Today · 4.125%
HK$40,210
baseline
▲ 0.50% · 4.625%
HK$42,330
+HK$2,120/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,420/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,007
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,252
−HK$1,264/mo
Today · 4.125%
HK$42,516
baseline
▲ 0.50% · 4.625%
HK$45,103
+HK$2,587/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,032/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,508
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,701
−HK$1,211/mo
Today · 4.125%
HK$46,912
baseline
▲ 0.50% · 4.625%
HK$49,385
+HK$2,473/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,824/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,438
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,038
−HK$1,625/mo
Today · 4.125%
HK$54,663
baseline
▲ 0.50% · 4.625%
HK$57,989
+HK$3,326/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,326/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,224
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,759
−HK$1,557/mo
Today · 4.125%
HK$60,316
baseline
▲ 0.50% · 4.625%
HK$63,495
+HK$3,179/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,632/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,956 · Scale 2, in force from 26 Feb 2026)