LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,578
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,467
−HK$903/mo
Today · 4.125%
HK$30,370
baseline
▲ 0.50% · 4.625%
HK$32,218
+HK$1,848/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,740/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$469,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,793
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,645
−HK$865/mo
Today · 4.125%
HK$33,510
baseline
▲ 0.50% · 4.625%
HK$35,277
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,020/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$469,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,293
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,360
−HK$1,084/mo
Today · 4.125%
HK$36,444
baseline
▲ 0.50% · 4.625%
HK$38,661
+HK$2,217/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,888/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,151
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,174
−HK$1,038/mo
Today · 4.125%
HK$40,212
baseline
▲ 0.50% · 4.625%
HK$42,332
+HK$2,120/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,424/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,009
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,253
−HK$1,265/mo
Today · 4.125%
HK$42,518
baseline
▲ 0.50% · 4.625%
HK$45,105
+HK$2,587/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,036/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,510
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,703
−HK$1,211/mo
Today · 4.125%
HK$46,914
baseline
▲ 0.50% · 4.625%
HK$49,387
+HK$2,473/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,828/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,440
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,040
−HK$1,626/mo
Today · 4.125%
HK$54,666
baseline
▲ 0.50% · 4.625%
HK$57,992
+HK$3,326/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,332/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,227
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,761
−HK$1,557/mo
Today · 4.125%
HK$60,318
baseline
▲ 0.50% · 4.625%
HK$63,498
+HK$3,180/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,636/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,978 · Scale 2, in force from 26 Feb 2026)