LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,579
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,468
−HK$903/mo
Today · 4.125%
HK$30,371
baseline
▲ 0.50% · 4.625%
HK$32,219
+HK$1,848/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,742/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,794
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$32,646
−HK$865/mo
Today · 4.125%
HK$33,511
baseline
▲ 0.50% · 4.625%
HK$35,278
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,022/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,295
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,361
−HK$1,084/mo
Today · 4.125%
HK$36,445
baseline
▲ 0.50% · 4.625%
HK$38,663
+HK$2,218/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,890/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,152
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,176
−HK$1,038/mo
Today · 4.125%
HK$40,214
baseline
▲ 0.50% · 4.625%
HK$42,333
+HK$2,119/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,428/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,010
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,255
−HK$1,264/mo
Today · 4.125%
HK$42,519
baseline
▲ 0.50% · 4.625%
HK$45,107
+HK$2,588/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,038/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,511
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,705
−HK$1,211/mo
Today · 4.125%
HK$46,916
baseline
▲ 0.50% · 4.625%
HK$49,389
+HK$2,473/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,832/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,442
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,042
−HK$1,626/mo
Today · 4.125%
HK$54,668
baseline
▲ 0.50% · 4.625%
HK$57,994
+HK$3,326/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,336/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,229
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,764
−HK$1,557/mo
Today · 4.125%
HK$60,321
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,179/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,642/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$469,995 · Scale 2, in force from 26 Feb 2026)