LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,581
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,470
−HK$903/mo
Today · 4.125%
HK$30,373
baseline
▲ 0.50% · 4.625%
HK$32,221
+HK$1,848/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,746/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,796
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,649
−HK$865/mo
Today · 4.125%
HK$33,514
baseline
▲ 0.50% · 4.625%
HK$35,280
+HK$1,766/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,028/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,297
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,364
−HK$1,084/mo
Today · 4.125%
HK$36,448
baseline
▲ 0.50% · 4.625%
HK$38,665
+HK$2,217/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,896/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$470,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,155
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,178
−HK$1,038/mo
Today · 4.125%
HK$40,216
baseline
▲ 0.50% · 4.625%
HK$42,336
+HK$2,120/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,432/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$470,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,013
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,258
−HK$1,264/mo
Today · 4.125%
HK$42,522
baseline
▲ 0.50% · 4.625%
HK$45,110
+HK$2,588/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,044/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,514
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,708
−HK$1,211/mo
Today · 4.125%
HK$46,919
baseline
▲ 0.50% · 4.625%
HK$49,392
+HK$2,473/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,838/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,445
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,046
−HK$1,626/mo
Today · 4.125%
HK$54,672
baseline
▲ 0.50% · 4.625%
HK$57,998
+HK$3,326/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,344/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,233
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,768
−HK$1,557/mo
Today · 4.125%
HK$60,325
baseline
▲ 0.50% · 4.625%
HK$63,504
+HK$3,179/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,650/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,027 · Scale 2, in force from 26 Feb 2026)