LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,583
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,472
−HK$904/mo
Today · 4.125%
HK$30,376
baseline
▲ 0.50% · 4.625%
HK$32,224
+HK$1,848/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,752/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,798
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,651
−HK$865/mo
Today · 4.125%
HK$33,516
baseline
▲ 0.50% · 4.625%
HK$35,283
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,032/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,300
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,367
−HK$1,084/mo
Today · 4.125%
HK$36,451
baseline
▲ 0.50% · 4.625%
HK$38,669
+HK$2,218/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,902/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$470,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,158
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,182
−HK$1,038/mo
Today · 4.125%
HK$40,220
baseline
▲ 0.50% · 4.625%
HK$42,340
+HK$2,120/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,440/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$470,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,016
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,261
−HK$1,265/mo
Today · 4.125%
HK$42,526
baseline
▲ 0.50% · 4.625%
HK$45,113
+HK$2,587/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$85,052/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,518
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,712
−HK$1,211/mo
Today · 4.125%
HK$46,923
baseline
▲ 0.50% · 4.625%
HK$49,396
+HK$2,473/mo
Deposit HK$3.76M · loan HK$8.77M · min. income ≈ HK$93,846/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,450
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,050
−HK$1,626/mo
Today · 4.125%
HK$54,676
baseline
▲ 0.50% · 4.625%
HK$58,003
+HK$3,327/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,352/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,237
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,772
−HK$1,558/mo
Today · 4.125%
HK$60,330
baseline
▲ 0.50% · 4.625%
HK$63,510
+HK$3,180/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,660/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,065 · Scale 2, in force from 26 Feb 2026)