LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,586
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,475
−HK$903/mo
Today · 4.125%
HK$30,378
baseline
▲ 0.50% · 4.625%
HK$32,227
+HK$1,849/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,756/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,802
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,654
−HK$866/mo
Today · 4.125%
HK$33,520
baseline
▲ 0.50% · 4.625%
HK$35,287
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,040/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,303
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,370
−HK$1,084/mo
Today · 4.125%
HK$36,454
baseline
▲ 0.50% · 4.625%
HK$38,672
+HK$2,218/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,908/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$470,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,162
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,185
−HK$1,039/mo
Today · 4.125%
HK$40,224
baseline
▲ 0.50% · 4.625%
HK$42,344
+HK$2,120/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,448/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$470,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,020
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,265
−HK$1,265/mo
Today · 4.125%
HK$42,530
baseline
▲ 0.50% · 4.625%
HK$45,118
+HK$2,588/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,060/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,522
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,716
−HK$1,212/mo
Today · 4.125%
HK$46,928
baseline
▲ 0.50% · 4.625%
HK$49,401
+HK$2,473/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,856/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,455
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,055
−HK$1,626/mo
Today · 4.125%
HK$54,681
baseline
▲ 0.50% · 4.625%
HK$58,009
+HK$3,328/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,362/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,243
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,778
−HK$1,557/mo
Today · 4.125%
HK$60,335
baseline
▲ 0.50% · 4.625%
HK$63,516
+HK$3,181/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,670/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,111 · Scale 2, in force from 26 Feb 2026)