LTV · monthly repayment
▼ 0.50% · 3.625%
HK$285,876
−HK$17,927/mo
▼ 0.25% · 3.875%
HK$294,769
−HK$9,034/mo
Today · 4.125%
HK$303,803
baseline
▲ 0.50% · 4.625%
HK$322,289
+HK$18,486/mo
Deposit HK$62.69M · loan HK$62.69M · min. income ≈ HK$607,606/mo (50% DSR)
Upfront cash ≈ HK$70.83M (deposit + AVD stamp duty HK$8,149,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$318,034
−HK$17,183/mo
▼ 0.25% · 3.875%
HK$326,564
−HK$8,653/mo
Today · 4.125%
HK$335,217
baseline
▲ 0.50% · 4.625%
HK$352,887
+HK$17,670/mo
Deposit HK$62.69M · loan HK$62.69M · min. income ≈ HK$670,434/mo (50% DSR)
Upfront cash ≈ HK$70.83M (deposit + AVD stamp duty HK$8,149,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,052
−HK$21,512/mo
▼ 0.25% · 3.875%
HK$353,722
−HK$10,842/mo
Today · 4.125%
HK$364,564
baseline
▲ 0.50% · 4.625%
HK$386,747
+HK$22,183/mo
Deposit HK$50.15M · loan HK$75.22M · min. income ≈ HK$729,128/mo (50% DSR)
Upfront cash ≈ HK$58.30M (deposit + AVD stamp duty HK$8,149,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,641
−HK$20,619/mo
▼ 0.25% · 3.875%
HK$391,877
−HK$10,383/mo
Today · 4.125%
HK$402,260
baseline
▲ 0.50% · 4.625%
HK$423,464
+HK$21,204/mo
Deposit HK$50.15M · loan HK$75.22M · min. income ≈ HK$804,520/mo (50% DSR)
Upfront cash ≈ HK$58.30M (deposit + AVD stamp duty HK$8,149,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,227
−HK$25,098/mo
▼ 0.25% · 3.875%
HK$412,676
−HK$12,649/mo
Today · 4.125%
HK$425,325
baseline
▲ 0.50% · 4.625%
HK$451,204
+HK$25,879/mo
Deposit HK$37.61M · loan HK$87.76M · min. income ≈ HK$850,650/mo (50% DSR)
Upfront cash ≈ HK$45.76M (deposit + AVD stamp duty HK$8,149,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$445,248
−HK$24,056/mo
▼ 0.25% · 3.875%
HK$457,190
−HK$12,114/mo
Today · 4.125%
HK$469,304
baseline
▲ 0.50% · 4.625%
HK$494,041
+HK$24,737/mo
Deposit HK$37.61M · loan HK$87.76M · min. income ≈ HK$938,608/mo (50% DSR)
Upfront cash ≈ HK$45.76M (deposit + AVD stamp duty HK$8,149,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$514,577
−HK$32,269/mo
▼ 0.25% · 3.875%
HK$530,584
−HK$16,262/mo
Today · 4.125%
HK$546,846
baseline
▲ 0.50% · 4.625%
HK$580,120
+HK$33,274/mo
Deposit HK$12.54M · loan HK$112.83M · min. income ≈ HK$1,093,692/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$8,149,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$572,462
−HK$30,928/mo
▼ 0.25% · 3.875%
HK$587,815
−HK$15,575/mo
Today · 4.125%
HK$603,390
baseline
▲ 0.50% · 4.625%
HK$635,196
+HK$31,806/mo
Deposit HK$12.54M · loan HK$112.83M · min. income ≈ HK$1,206,780/mo (50% DSR)
Upfront cash ≈ HK$20.69M (deposit + AVD stamp duty HK$8,149,065 · Scale 2, in force from 26 Feb 2026)