LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,588
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,478
−HK$903/mo
Today · 4.125%
HK$30,381
baseline
▲ 0.50% · 4.625%
HK$32,230
+HK$1,849/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,762/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,804
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,657
−HK$866/mo
Today · 4.125%
HK$33,523
baseline
▲ 0.50% · 4.625%
HK$35,290
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,046/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,306
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,373
−HK$1,084/mo
Today · 4.125%
HK$36,457
baseline
▲ 0.50% · 4.625%
HK$38,676
+HK$2,219/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$72,914/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,165
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,189
−HK$1,038/mo
Today · 4.125%
HK$40,227
baseline
▲ 0.50% · 4.625%
HK$42,348
+HK$2,121/mo
Deposit HK$5.01M · loan HK$7.52M · min. income ≈ HK$80,454/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,024
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,269
−HK$1,265/mo
Today · 4.125%
HK$42,534
baseline
▲ 0.50% · 4.625%
HK$45,122
+HK$2,588/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,068/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,526
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,720
−HK$1,212/mo
Today · 4.125%
HK$46,932
baseline
▲ 0.50% · 4.625%
HK$49,405
+HK$2,473/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,864/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,459
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,060
−HK$1,626/mo
Today · 4.125%
HK$54,686
baseline
▲ 0.50% · 4.625%
HK$58,014
+HK$3,328/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,372/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,248
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,783
−HK$1,558/mo
Today · 4.125%
HK$60,341
baseline
▲ 0.50% · 4.625%
HK$63,521
+HK$3,180/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,682/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,152 · Scale 2, in force from 26 Feb 2026)