LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,589
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,478
−HK$904/mo
Today · 4.125%
HK$30,382
baseline
▲ 0.50% · 4.625%
HK$32,230
+HK$1,848/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,764/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,805
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,658
−HK$865/mo
Today · 4.125%
HK$33,523
baseline
▲ 0.50% · 4.625%
HK$35,290
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,046/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,307
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,374
−HK$1,084/mo
Today · 4.125%
HK$36,458
baseline
▲ 0.50% · 4.625%
HK$38,676
+HK$2,218/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$72,916/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,166
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,189
−HK$1,039/mo
Today · 4.125%
HK$40,228
baseline
▲ 0.50% · 4.625%
HK$42,348
+HK$2,120/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$80,456/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,024
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,269
−HK$1,265/mo
Today · 4.125%
HK$42,534
baseline
▲ 0.50% · 4.625%
HK$45,122
+HK$2,588/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,068/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,527
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,721
−HK$1,211/mo
Today · 4.125%
HK$46,932
baseline
▲ 0.50% · 4.625%
HK$49,406
+HK$2,474/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,864/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,460
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,061
−HK$1,626/mo
Today · 4.125%
HK$54,687
baseline
▲ 0.50% · 4.625%
HK$58,014
+HK$3,327/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,374/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,249
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,784
−HK$1,558/mo
Today · 4.125%
HK$60,342
baseline
▲ 0.50% · 4.625%
HK$63,522
+HK$3,180/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,684/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,159 · Scale 2, in force from 26 Feb 2026)