LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,590
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,479
−HK$904/mo
Today · 4.125%
HK$30,383
baseline
▲ 0.50% · 4.625%
HK$32,231
+HK$1,848/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,766/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,806
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,659
−HK$865/mo
Today · 4.125%
HK$33,524
baseline
▲ 0.50% · 4.625%
HK$35,291
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,048/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,308
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,375
−HK$1,084/mo
Today · 4.125%
HK$36,459
baseline
▲ 0.50% · 4.625%
HK$38,678
+HK$2,219/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$72,918/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,167
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,191
−HK$1,038/mo
Today · 4.125%
HK$40,229
baseline
▲ 0.50% · 4.625%
HK$42,350
+HK$2,121/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$80,458/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,026
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,271
−HK$1,265/mo
Today · 4.125%
HK$42,536
baseline
▲ 0.50% · 4.625%
HK$45,124
+HK$2,588/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,072/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,528
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,723
−HK$1,211/mo
Today · 4.125%
HK$46,934
baseline
▲ 0.50% · 4.625%
HK$49,408
+HK$2,474/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,868/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,462
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,063
−HK$1,626/mo
Today · 4.125%
HK$54,689
baseline
▲ 0.50% · 4.625%
HK$58,017
+HK$3,328/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,378/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,251
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,786
−HK$1,558/mo
Today · 4.125%
HK$60,344
baseline
▲ 0.50% · 4.625%
HK$63,525
+HK$3,181/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,688/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,176 · Scale 2, in force from 26 Feb 2026)