LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,590
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,480
−HK$903/mo
Today · 4.125%
HK$30,383
baseline
▲ 0.50% · 4.625%
HK$32,232
+HK$1,849/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,766/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,806
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,659
−HK$866/mo
Today · 4.125%
HK$33,525
baseline
▲ 0.50% · 4.625%
HK$35,292
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,050/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,308
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,376
−HK$1,084/mo
Today · 4.125%
HK$36,460
baseline
▲ 0.50% · 4.625%
HK$38,678
+HK$2,218/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$72,920/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,168
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,191
−HK$1,039/mo
Today · 4.125%
HK$40,230
baseline
▲ 0.50% · 4.625%
HK$42,350
+HK$2,120/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$80,460/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,026
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,272
−HK$1,264/mo
Today · 4.125%
HK$42,536
baseline
▲ 0.50% · 4.625%
HK$45,125
+HK$2,589/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,072/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,529
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,723
−HK$1,212/mo
Today · 4.125%
HK$46,935
baseline
▲ 0.50% · 4.625%
HK$49,409
+HK$2,474/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,870/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,463
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,063
−HK$1,627/mo
Today · 4.125%
HK$54,690
baseline
▲ 0.50% · 4.625%
HK$58,017
+HK$3,327/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$109,380/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,252
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,787
−HK$1,558/mo
Today · 4.125%
HK$60,345
baseline
▲ 0.50% · 4.625%
HK$63,526
+HK$3,181/mo
Deposit HK$1.25M · loan HK$11.28M · min. income ≈ HK$120,690/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,183 · Scale 2, in force from 26 Feb 2026)