LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,592
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,481
−HK$904/mo
Today · 4.125%
HK$30,385
baseline
▲ 0.50% · 4.625%
HK$32,234
+HK$1,849/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,770/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,808
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,662
−HK$865/mo
Today · 4.125%
HK$33,527
baseline
▲ 0.50% · 4.625%
HK$35,294
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,054/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,311
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,378
−HK$1,084/mo
Today · 4.125%
HK$36,462
baseline
▲ 0.50% · 4.625%
HK$38,681
+HK$2,219/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$72,924/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,170
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,194
−HK$1,038/mo
Today · 4.125%
HK$40,232
baseline
▲ 0.50% · 4.625%
HK$42,353
+HK$2,121/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$80,464/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,029
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,274
−HK$1,265/mo
Today · 4.125%
HK$42,539
baseline
▲ 0.50% · 4.625%
HK$45,128
+HK$2,589/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,078/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,532
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,726
−HK$1,212/mo
Today · 4.125%
HK$46,938
baseline
▲ 0.50% · 4.625%
HK$49,412
+HK$2,474/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,876/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,466
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,067
−HK$1,626/mo
Today · 4.125%
HK$54,693
baseline
▲ 0.50% · 4.625%
HK$58,021
+HK$3,328/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,386/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,255
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,791
−HK$1,558/mo
Today · 4.125%
HK$60,349
baseline
▲ 0.50% · 4.625%
HK$63,530
+HK$3,181/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,698/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,213 · Scale 2, in force from 26 Feb 2026)