LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,594
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,484
−HK$903/mo
Today · 4.125%
HK$30,387
baseline
▲ 0.50% · 4.625%
HK$32,236
+HK$1,849/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,774/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,811
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,664
−HK$865/mo
Today · 4.125%
HK$33,529
baseline
▲ 0.50% · 4.625%
HK$35,297
+HK$1,768/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,058/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,313
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,380
−HK$1,085/mo
Today · 4.125%
HK$36,465
baseline
▲ 0.50% · 4.625%
HK$38,684
+HK$2,219/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$72,930/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,173
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,197
−HK$1,038/mo
Today · 4.125%
HK$40,235
baseline
▲ 0.50% · 4.625%
HK$42,356
+HK$2,121/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$80,470/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,032
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,277
−HK$1,265/mo
Today · 4.125%
HK$42,542
baseline
▲ 0.50% · 4.625%
HK$45,131
+HK$2,589/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,084/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,535
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,730
−HK$1,211/mo
Today · 4.125%
HK$46,941
baseline
▲ 0.50% · 4.625%
HK$49,416
+HK$2,475/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,882/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,470
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,071
−HK$1,626/mo
Today · 4.125%
HK$54,697
baseline
▲ 0.50% · 4.625%
HK$58,025
+HK$3,328/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,394/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,259
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,795
−HK$1,558/mo
Today · 4.125%
HK$60,353
baseline
▲ 0.50% · 4.625%
HK$63,534
+HK$3,181/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,706/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,248 · Scale 2, in force from 26 Feb 2026)