LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,595
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,484
−HK$904/mo
Today · 4.125%
HK$30,388
baseline
▲ 0.50% · 4.625%
HK$32,237
+HK$1,849/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,776/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,811
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,664
−HK$866/mo
Today · 4.125%
HK$33,530
baseline
▲ 0.50% · 4.625%
HK$35,297
+HK$1,767/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,060/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,314
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,381
−HK$1,084/mo
Today · 4.125%
HK$36,465
baseline
▲ 0.50% · 4.625%
HK$38,684
+HK$2,219/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$72,930/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,174
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,197
−HK$1,039/mo
Today · 4.125%
HK$40,236
baseline
▲ 0.50% · 4.625%
HK$42,357
+HK$2,121/mo
Deposit HK$5.02M · loan HK$7.52M · min. income ≈ HK$80,472/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,033
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$41,278
−HK$1,265/mo
Today · 4.125%
HK$42,543
baseline
▲ 0.50% · 4.625%
HK$45,132
+HK$2,589/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,086/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,536
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,730
−HK$1,212/mo
Today · 4.125%
HK$46,942
baseline
▲ 0.50% · 4.625%
HK$49,416
+HK$2,474/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,884/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,470
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,071
−HK$1,627/mo
Today · 4.125%
HK$54,698
baseline
▲ 0.50% · 4.625%
HK$58,026
+HK$3,328/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,396/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,260
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,796
−HK$1,558/mo
Today · 4.125%
HK$60,354
baseline
▲ 0.50% · 4.625%
HK$63,535
+HK$3,181/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,708/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,255 · Scale 2, in force from 26 Feb 2026)