LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,601
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,490
−HK$904/mo
Today · 4.125%
HK$30,394
baseline
▲ 0.50% · 4.625%
HK$32,244
+HK$1,850/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,788/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,818
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,671
−HK$866/mo
Today · 4.125%
HK$33,537
baseline
▲ 0.50% · 4.625%
HK$35,305
+HK$1,768/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,074/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,321
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,388
−HK$1,085/mo
Today · 4.125%
HK$36,473
baseline
▲ 0.50% · 4.625%
HK$38,692
+HK$2,219/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,946/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,182
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,206
−HK$1,038/mo
Today · 4.125%
HK$40,244
baseline
▲ 0.50% · 4.625%
HK$42,366
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,488/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,041
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,286
−HK$1,266/mo
Today · 4.125%
HK$42,552
baseline
▲ 0.50% · 4.625%
HK$45,141
+HK$2,589/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,104/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,545
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,740
−HK$1,212/mo
Today · 4.125%
HK$46,952
baseline
▲ 0.50% · 4.625%
HK$49,427
+HK$2,475/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,904/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,481
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,083
−HK$1,627/mo
Today · 4.125%
HK$54,710
baseline
▲ 0.50% · 4.625%
HK$58,038
+HK$3,328/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,420/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,272
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,808
−HK$1,559/mo
Today · 4.125%
HK$60,367
baseline
▲ 0.50% · 4.625%
HK$63,549
+HK$3,182/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,734/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,353 · Scale 2, in force from 26 Feb 2026)