LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,601
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,491
−HK$904/mo
Today · 4.125%
HK$30,395
baseline
▲ 0.50% · 4.625%
HK$32,244
+HK$1,849/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,790/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,818
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,672
−HK$865/mo
Today · 4.125%
HK$33,537
baseline
▲ 0.50% · 4.625%
HK$35,305
+HK$1,768/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,074/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,321
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,389
−HK$1,084/mo
Today · 4.125%
HK$36,473
baseline
▲ 0.50% · 4.625%
HK$38,693
+HK$2,220/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,946/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,182
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,206
−HK$1,039/mo
Today · 4.125%
HK$40,245
baseline
▲ 0.50% · 4.625%
HK$42,366
+HK$2,121/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,490/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,041
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,287
−HK$1,265/mo
Today · 4.125%
HK$42,552
baseline
▲ 0.50% · 4.625%
HK$45,142
+HK$2,590/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,104/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,546
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,740
−HK$1,212/mo
Today · 4.125%
HK$46,952
baseline
▲ 0.50% · 4.625%
HK$49,427
+HK$2,475/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,904/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,482
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$53,083
−HK$1,627/mo
Today · 4.125%
HK$54,710
baseline
▲ 0.50% · 4.625%
HK$58,039
+HK$3,329/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,420/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,273
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,809
−HK$1,558/mo
Today · 4.125%
HK$60,367
baseline
▲ 0.50% · 4.625%
HK$63,549
+HK$3,182/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,734/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,359 · Scale 2, in force from 26 Feb 2026)