LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,604
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,493
−HK$904/mo
Today · 4.125%
HK$30,397
baseline
▲ 0.50% · 4.625%
HK$32,247
+HK$1,850/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,794/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,821
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,675
−HK$865/mo
Today · 4.125%
HK$33,540
baseline
▲ 0.50% · 4.625%
HK$35,308
+HK$1,768/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,080/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,324
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,392
−HK$1,085/mo
Today · 4.125%
HK$36,477
baseline
▲ 0.50% · 4.625%
HK$38,696
+HK$2,219/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,954/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,185
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,209
−HK$1,039/mo
Today · 4.125%
HK$40,248
baseline
▲ 0.50% · 4.625%
HK$42,370
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,496/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,045
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,291
−HK$1,265/mo
Today · 4.125%
HK$42,556
baseline
▲ 0.50% · 4.625%
HK$45,146
+HK$2,590/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,112/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,550
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,744
−HK$1,212/mo
Today · 4.125%
HK$46,956
baseline
▲ 0.50% · 4.625%
HK$49,432
+HK$2,476/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,912/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,486
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,088
−HK$1,627/mo
Today · 4.125%
HK$54,715
baseline
▲ 0.50% · 4.625%
HK$58,044
+HK$3,329/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,430/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,278
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,814
−HK$1,559/mo
Today · 4.125%
HK$60,373
baseline
▲ 0.50% · 4.625%
HK$63,555
+HK$3,182/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,746/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$470,400 · Scale 2, in force from 26 Feb 2026)