LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,607
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,497
−HK$904/mo
Today · 4.125%
HK$30,401
baseline
▲ 0.50% · 4.625%
HK$32,251
+HK$1,850/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,802/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,825
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,679
−HK$866/mo
Today · 4.125%
HK$33,545
baseline
▲ 0.50% · 4.625%
HK$35,313
+HK$1,768/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,090/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,329
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,397
−HK$1,084/mo
Today · 4.125%
HK$36,481
baseline
▲ 0.50% · 4.625%
HK$38,701
+HK$2,220/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,962/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,190
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,215
−HK$1,039/mo
Today · 4.125%
HK$40,254
baseline
▲ 0.50% · 4.625%
HK$42,376
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,508/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,050
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,296
−HK$1,266/mo
Today · 4.125%
HK$42,562
baseline
▲ 0.50% · 4.625%
HK$45,152
+HK$2,590/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,124/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,555
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,750
−HK$1,213/mo
Today · 4.125%
HK$46,963
baseline
▲ 0.50% · 4.625%
HK$49,438
+HK$2,475/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,926/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,493
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,095
−HK$1,627/mo
Today · 4.125%
HK$54,722
baseline
▲ 0.50% · 4.625%
HK$58,052
+HK$3,330/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,444/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,286
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,822
−HK$1,559/mo
Today · 4.125%
HK$60,381
baseline
▲ 0.50% · 4.625%
HK$63,563
+HK$3,182/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,762/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,462 · Scale 2, in force from 26 Feb 2026)