LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,609
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,499
−HK$904/mo
Today · 4.125%
HK$30,403
baseline
▲ 0.50% · 4.625%
HK$32,253
+HK$1,850/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,806/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,827
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,681
−HK$866/mo
Today · 4.125%
HK$33,547
baseline
▲ 0.50% · 4.625%
HK$35,315
+HK$1,768/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,094/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,331
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,399
−HK$1,085/mo
Today · 4.125%
HK$36,484
baseline
▲ 0.50% · 4.625%
HK$38,703
+HK$2,219/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,968/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,193
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,217
−HK$1,039/mo
Today · 4.125%
HK$40,256
baseline
▲ 0.50% · 4.625%
HK$42,378
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,512/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,052
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,298
−HK$1,266/mo
Today · 4.125%
HK$42,564
baseline
▲ 0.50% · 4.625%
HK$45,154
+HK$2,590/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,128/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,558
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,753
−HK$1,212/mo
Today · 4.125%
HK$46,965
baseline
▲ 0.50% · 4.625%
HK$49,441
+HK$2,476/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,930/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,496
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,098
−HK$1,627/mo
Today · 4.125%
HK$54,725
baseline
▲ 0.50% · 4.625%
HK$58,055
+HK$3,330/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,450/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,289
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,825
−HK$1,559/mo
Today · 4.125%
HK$60,384
baseline
▲ 0.50% · 4.625%
HK$63,567
+HK$3,183/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,768/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,489 · Scale 2, in force from 26 Feb 2026)