LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,610
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,500
−HK$904/mo
Today · 4.125%
HK$30,404
baseline
▲ 0.50% · 4.625%
HK$32,254
+HK$1,850/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,808/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,829
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,682
−HK$866/mo
Today · 4.125%
HK$33,548
baseline
▲ 0.50% · 4.625%
HK$35,317
+HK$1,769/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,096/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,332
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,400
−HK$1,085/mo
Today · 4.125%
HK$36,485
baseline
▲ 0.50% · 4.625%
HK$38,705
+HK$2,220/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,970/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,194
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,219
−HK$1,039/mo
Today · 4.125%
HK$40,258
baseline
▲ 0.50% · 4.625%
HK$42,380
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,516/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,054
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,300
−HK$1,266/mo
Today · 4.125%
HK$42,566
baseline
▲ 0.50% · 4.625%
HK$45,156
+HK$2,590/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,132/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,560
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,755
−HK$1,213/mo
Today · 4.125%
HK$46,968
baseline
▲ 0.50% · 4.625%
HK$49,443
+HK$2,475/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,936/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,499
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,100
−HK$1,628/mo
Today · 4.125%
HK$54,728
baseline
▲ 0.50% · 4.625%
HK$58,058
+HK$3,330/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,456/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,292
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,828
−HK$1,559/mo
Today · 4.125%
HK$60,387
baseline
▲ 0.50% · 4.625%
HK$63,570
+HK$3,183/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,774/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,512 · Scale 2, in force from 26 Feb 2026)