LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,611
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,501
−HK$904/mo
Today · 4.125%
HK$30,405
baseline
▲ 0.50% · 4.625%
HK$32,255
+HK$1,850/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,810/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,829
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,683
−HK$866/mo
Today · 4.125%
HK$33,549
baseline
▲ 0.50% · 4.625%
HK$35,317
+HK$1,768/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,098/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,333
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,401
−HK$1,085/mo
Today · 4.125%
HK$36,486
baseline
▲ 0.50% · 4.625%
HK$38,706
+HK$2,220/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,972/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,195
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,220
−HK$1,039/mo
Today · 4.125%
HK$40,259
baseline
▲ 0.50% · 4.625%
HK$42,381
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,518/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,055
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,301
−HK$1,266/mo
Today · 4.125%
HK$42,567
baseline
▲ 0.50% · 4.625%
HK$45,157
+HK$2,590/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,134/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,561
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,756
−HK$1,213/mo
Today · 4.125%
HK$46,969
baseline
▲ 0.50% · 4.625%
HK$49,444
+HK$2,475/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,938/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,500
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,101
−HK$1,628/mo
Today · 4.125%
HK$54,729
baseline
▲ 0.50% · 4.625%
HK$58,059
+HK$3,330/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,458/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,293
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,829
−HK$1,559/mo
Today · 4.125%
HK$60,388
baseline
▲ 0.50% · 4.625%
HK$63,571
+HK$3,183/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,776/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,521 · Scale 2, in force from 26 Feb 2026)