LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,612
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,502
−HK$904/mo
Today · 4.125%
HK$30,406
baseline
▲ 0.50% · 4.625%
HK$32,256
+HK$1,850/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,812/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,831
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,684
−HK$866/mo
Today · 4.125%
HK$33,550
baseline
▲ 0.50% · 4.625%
HK$35,319
+HK$1,769/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,100/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,334
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,402
−HK$1,085/mo
Today · 4.125%
HK$36,487
baseline
▲ 0.50% · 4.625%
HK$38,708
+HK$2,221/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,974/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,197
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,221
−HK$1,039/mo
Today · 4.125%
HK$40,260
baseline
▲ 0.50% · 4.625%
HK$42,382
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,520/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,057
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,303
−HK$1,266/mo
Today · 4.125%
HK$42,569
baseline
▲ 0.50% · 4.625%
HK$45,159
+HK$2,590/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,138/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,563
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,758
−HK$1,212/mo
Today · 4.125%
HK$46,970
baseline
▲ 0.50% · 4.625%
HK$49,446
+HK$2,476/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,940/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$470,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,502
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$53,104
−HK$1,627/mo
Today · 4.125%
HK$54,731
baseline
▲ 0.50% · 4.625%
HK$58,061
+HK$3,330/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,462/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,295
−HK$3,095/mo
▼ 0.25% · 3.875%
HK$58,832
−HK$1,558/mo
Today · 4.125%
HK$60,390
baseline
▲ 0.50% · 4.625%
HK$63,574
+HK$3,184/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,780/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,539 · Scale 2, in force from 26 Feb 2026)