LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,614
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,504
−HK$904/mo
Today · 4.125%
HK$30,408
baseline
▲ 0.50% · 4.625%
HK$32,259
+HK$1,851/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,816/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,833
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,687
−HK$866/mo
Today · 4.125%
HK$33,553
baseline
▲ 0.50% · 4.625%
HK$35,321
+HK$1,768/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,106/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$470,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,337
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,405
−HK$1,085/mo
Today · 4.125%
HK$36,490
baseline
▲ 0.50% · 4.625%
HK$38,710
+HK$2,220/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,980/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,199
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,224
−HK$1,039/mo
Today · 4.125%
HK$40,263
baseline
▲ 0.50% · 4.625%
HK$42,385
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,526/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,060
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,306
−HK$1,266/mo
Today · 4.125%
HK$42,572
baseline
▲ 0.50% · 4.625%
HK$45,162
+HK$2,590/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,144/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,566
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,761
−HK$1,213/mo
Today · 4.125%
HK$46,974
baseline
▲ 0.50% · 4.625%
HK$49,450
+HK$2,476/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,948/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,505
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,107
−HK$1,628/mo
Today · 4.125%
HK$54,735
baseline
▲ 0.50% · 4.625%
HK$58,065
+HK$3,330/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,470/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,299
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,836
−HK$1,559/mo
Today · 4.125%
HK$60,395
baseline
▲ 0.50% · 4.625%
HK$63,578
+HK$3,183/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,790/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,572 · Scale 2, in force from 26 Feb 2026)