LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,616
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,506
−HK$904/mo
Today · 4.125%
HK$30,410
baseline
▲ 0.50% · 4.625%
HK$32,260
+HK$1,850/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$60,820/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,835
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,688
−HK$866/mo
Today · 4.125%
HK$33,554
baseline
▲ 0.50% · 4.625%
HK$35,323
+HK$1,769/mo
Deposit HK$6.27M · loan HK$6.27M · min. income ≈ HK$67,108/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,339
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,407
−HK$1,085/mo
Today · 4.125%
HK$36,492
baseline
▲ 0.50% · 4.625%
HK$38,712
+HK$2,220/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,984/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,201
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,226
−HK$1,039/mo
Today · 4.125%
HK$40,265
baseline
▲ 0.50% · 4.625%
HK$42,388
+HK$2,123/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,530/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,062
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,308
−HK$1,266/mo
Today · 4.125%
HK$42,574
baseline
▲ 0.50% · 4.625%
HK$45,165
+HK$2,591/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$85,148/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,568
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,764
−HK$1,212/mo
Today · 4.125%
HK$46,976
baseline
▲ 0.50% · 4.625%
HK$49,452
+HK$2,476/mo
Deposit HK$3.76M · loan HK$8.78M · min. income ≈ HK$93,952/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,508
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,110
−HK$1,628/mo
Today · 4.125%
HK$54,738
baseline
▲ 0.50% · 4.625%
HK$58,069
+HK$3,331/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$109,476/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,302
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,839
−HK$1,559/mo
Today · 4.125%
HK$60,398
baseline
▲ 0.50% · 4.625%
HK$63,582
+HK$3,184/mo
Deposit HK$1.25M · loan HK$11.29M · min. income ≈ HK$120,796/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,598 · Scale 2, in force from 26 Feb 2026)