LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,618
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,509
−HK$904/mo
Today · 4.125%
HK$30,413
baseline
▲ 0.50% · 4.625%
HK$32,264
+HK$1,851/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,826/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,838
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,692
−HK$866/mo
Today · 4.125%
HK$33,558
baseline
▲ 0.50% · 4.625%
HK$35,327
+HK$1,769/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,116/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,342
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,410
−HK$1,086/mo
Today · 4.125%
HK$36,496
baseline
▲ 0.50% · 4.625%
HK$38,716
+HK$2,220/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,992/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,205
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,230
−HK$1,039/mo
Today · 4.125%
HK$40,269
baseline
▲ 0.50% · 4.625%
HK$42,392
+HK$2,123/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,538/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,066
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,312
−HK$1,266/mo
Today · 4.125%
HK$42,578
baseline
▲ 0.50% · 4.625%
HK$45,169
+HK$2,591/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,156/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,573
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,768
−HK$1,213/mo
Today · 4.125%
HK$46,981
baseline
▲ 0.50% · 4.625%
HK$49,457
+HK$2,476/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$93,962/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,513
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,115
−HK$1,628/mo
Today · 4.125%
HK$54,743
baseline
▲ 0.50% · 4.625%
HK$58,074
+HK$3,331/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,486/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,308
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,845
−HK$1,559/mo
Today · 4.125%
HK$60,404
baseline
▲ 0.50% · 4.625%
HK$63,588
+HK$3,184/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,808/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,645 · Scale 2, in force from 26 Feb 2026)