LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,621
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,511
−HK$905/mo
Today · 4.125%
HK$30,416
baseline
▲ 0.50% · 4.625%
HK$32,266
+HK$1,850/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,832/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,840
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,694
−HK$867/mo
Today · 4.125%
HK$33,561
baseline
▲ 0.50% · 4.625%
HK$35,330
+HK$1,769/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,122/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,345
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,413
−HK$1,086/mo
Today · 4.125%
HK$36,499
baseline
▲ 0.50% · 4.625%
HK$38,720
+HK$2,221/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,998/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,208
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,233
−HK$1,040/mo
Today · 4.125%
HK$40,273
baseline
▲ 0.50% · 4.625%
HK$42,396
+HK$2,123/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,546/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,069
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,316
−HK$1,266/mo
Today · 4.125%
HK$42,582
baseline
▲ 0.50% · 4.625%
HK$45,173
+HK$2,591/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,164/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,577
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,772
−HK$1,213/mo
Today · 4.125%
HK$46,985
baseline
▲ 0.50% · 4.625%
HK$49,461
+HK$2,476/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$93,970/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,517
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,120
−HK$1,628/mo
Today · 4.125%
HK$54,748
baseline
▲ 0.50% · 4.625%
HK$58,079
+HK$3,331/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,496/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,313
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,850
−HK$1,559/mo
Today · 4.125%
HK$60,409
baseline
▲ 0.50% · 4.625%
HK$63,593
+HK$3,184/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,818/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,685 · Scale 2, in force from 26 Feb 2026)