LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,621
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,512
−HK$904/mo
Today · 4.125%
HK$30,416
baseline
▲ 0.50% · 4.625%
HK$32,267
+HK$1,851/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,832/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,841
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,695
−HK$866/mo
Today · 4.125%
HK$33,561
baseline
▲ 0.50% · 4.625%
HK$35,330
+HK$1,769/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,122/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,346
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,414
−HK$1,085/mo
Today · 4.125%
HK$36,499
baseline
▲ 0.50% · 4.625%
HK$38,720
+HK$2,221/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$72,998/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,209
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,234
−HK$1,040/mo
Today · 4.125%
HK$40,274
baseline
▲ 0.50% · 4.625%
HK$42,396
+HK$2,122/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,548/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,070
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,316
−HK$1,267/mo
Today · 4.125%
HK$42,583
baseline
▲ 0.50% · 4.625%
HK$45,174
+HK$2,591/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,166/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,577
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,773
−HK$1,213/mo
Today · 4.125%
HK$46,986
baseline
▲ 0.50% · 4.625%
HK$49,463
+HK$2,477/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$93,972/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,519
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$53,121
−HK$1,628/mo
Today · 4.125%
HK$54,749
baseline
▲ 0.50% · 4.625%
HK$58,081
+HK$3,332/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,498/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,314
−HK$3,096/mo
▼ 0.25% · 3.875%
HK$58,851
−HK$1,559/mo
Today · 4.125%
HK$60,410
baseline
▲ 0.50% · 4.625%
HK$63,595
+HK$3,185/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,820/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,694 · Scale 2, in force from 26 Feb 2026)