LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,622
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,513
−HK$904/mo
Today · 4.125%
HK$30,417
baseline
▲ 0.50% · 4.625%
HK$32,268
+HK$1,851/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,834/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,842
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,696
−HK$867/mo
Today · 4.125%
HK$33,563
baseline
▲ 0.50% · 4.625%
HK$35,332
+HK$1,769/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,126/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,347
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,415
−HK$1,086/mo
Today · 4.125%
HK$36,501
baseline
▲ 0.50% · 4.625%
HK$38,722
+HK$2,221/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$73,002/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,211
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,235
−HK$1,040/mo
Today · 4.125%
HK$40,275
baseline
▲ 0.50% · 4.625%
HK$42,398
+HK$2,123/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,550/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,071
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,318
−HK$1,266/mo
Today · 4.125%
HK$42,584
baseline
▲ 0.50% · 4.625%
HK$45,175
+HK$2,591/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,168/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,579
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,775
−HK$1,213/mo
Today · 4.125%
HK$46,988
baseline
▲ 0.50% · 4.625%
HK$49,464
+HK$2,476/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$93,976/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,520
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$53,123
−HK$1,628/mo
Today · 4.125%
HK$54,751
baseline
▲ 0.50% · 4.625%
HK$58,083
+HK$3,332/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,502/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,316
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,853
−HK$1,560/mo
Today · 4.125%
HK$60,413
baseline
▲ 0.50% · 4.625%
HK$63,597
+HK$3,184/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,826/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,711 · Scale 2, in force from 26 Feb 2026)