LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,625
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,516
−HK$904/mo
Today · 4.125%
HK$30,420
baseline
▲ 0.50% · 4.625%
HK$32,271
+HK$1,851/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$60,840/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,845
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,699
−HK$867/mo
Today · 4.125%
HK$33,566
baseline
▲ 0.50% · 4.625%
HK$35,335
+HK$1,769/mo
Deposit HK$6.28M · loan HK$6.28M · min. income ≈ HK$67,132/mo (50% DSR)
Upfront cash ≈ HK$6.75M (deposit + AVD stamp duty HK$470,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,350
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,419
−HK$1,085/mo
Today · 4.125%
HK$36,504
baseline
▲ 0.50% · 4.625%
HK$38,726
+HK$2,222/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$73,008/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,214
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,239
−HK$1,040/mo
Today · 4.125%
HK$40,279
baseline
▲ 0.50% · 4.625%
HK$42,402
+HK$2,123/mo
Deposit HK$5.02M · loan HK$7.53M · min. income ≈ HK$80,558/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$470,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,075
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,322
−HK$1,266/mo
Today · 4.125%
HK$42,588
baseline
▲ 0.50% · 4.625%
HK$45,180
+HK$2,592/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$85,176/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,583
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,779
−HK$1,213/mo
Today · 4.125%
HK$46,992
baseline
▲ 0.50% · 4.625%
HK$49,469
+HK$2,477/mo
Deposit HK$3.77M · loan HK$8.79M · min. income ≈ HK$93,984/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$470,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,525
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$53,128
−HK$1,629/mo
Today · 4.125%
HK$54,757
baseline
▲ 0.50% · 4.625%
HK$58,088
+HK$3,331/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$109,514/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,322
−HK$3,097/mo
▼ 0.25% · 3.875%
HK$58,859
−HK$1,560/mo
Today · 4.125%
HK$60,419
baseline
▲ 0.50% · 4.625%
HK$63,603
+HK$3,184/mo
Deposit HK$1.26M · loan HK$11.30M · min. income ≈ HK$120,838/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$470,758 · Scale 2, in force from 26 Feb 2026)